It was Ben Bernanke and the Fed Reserve who created around $ 16 trillion in paper Monopoly money, which was then loaned out to US and foreign banks and German car companies.Included in this 16 trillion was $220 million in low-interest risk-free loans to two Morgan Stanley wives > The TALF program.TALF is designed supposedly to help provide loans to small businesses and regular consumers.Morgan Stanley and CitiBank got $2 trillion each out of these funds.Welcome to Obama's old boy network club.